Trends · data through September 2026

Banks & Credit Unions in San Francisco-Oakland-Fremont, CA

Iceflower tracks 286 stores from 65 banks & credit unions in San Francisco-Oakland-Fremont, CA. Chase grew fastest over the last year, ahead of Travis Credit Union and Pacific Service Credit Union.

Rankings come from real card and bank transactions across a panel of 130M+ US and EU consumers. We publish relative growth and rankings, never revenue figures. About the data

Tracked chains
65
Tracked stores
286
Consumer panel
130M+

Growth ranking

Fastest-growing tracked banks & credit unions

Ranked by year-over-year growth of share of tracked local spend. Arrows show movement in the rankings since last year. Each dot in the chart is one tracked chain: bigger market position to the right, faster growth higher up, more tracked stores in a bigger dot. Colors match the store map below. Chase and Travis Credit Union sit in the high-growth half.

# Chain YoY growth
RankChainRank movementYoY growth
1 C Chase logo Chase ▲8 +0.1%
2 T Travis Credit Union logo Travis Credit Union ▲5 -33.8%
3 P Pacific Service Credit Union ▲4 -36.1%
4 M Monterra Credit Union ▲2 -37.4%
5 R Redwood Credit Union logo Redwood Credit Union ▲2 -38.4%
6 1 1st United Credit Union ▲1 -40.4%
7 P Provident Credit Union logo Provident Credit Union ▲1 -43.6%
8 G Golden 1 Credit Union logo Golden 1 Credit Union ▲3 -43.9%
9 B Bank of Marin ▲7 -44.6%
10 T The Police Credit Union ▲2 -45.2%
11 C Capital One logo Capital One ▲2 -48.7%
12 W Westamerica Bank logo Westamerica Bank ▲4 -53.2%
13 F Fremont Bank logo Fremont Bank ▲3 -60.1%
14 M Mechanics Bank logo Mechanics Bank ▲2 -65.6%
15 U U.S. Bank logo U.S. Bank ▼2 -66.5%
  • Patelco Credit Union
  • 1st United Credit Union
  • Provident Credit Union
  • Monterra Credit Union
  • Redwood Credit Union
  • Self-Help Federal Credit Union
  • Golden 1 Credit Union
  • Other tracked chains

Store footprint

Store map

286 tracked store locations in San Francisco-Oakland-Fremont, CA. The 7 largest tracked chains are highlighted.

  • Patelco Credit Union (20)
  • 1st United Credit Union (10)
  • Provident Credit Union (13)
  • Monterra Credit Union (4)
  • Redwood Credit Union (5)
  • Self-Help Federal Credit Union (2)
  • Golden 1 Credit Union (3)
  • Other tracked chains

Top tracked chains by store count

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