Trends · data through September 2026

Banks & Credit Unions in the United Kingdom

Iceflower tracks 238 stores from 81 banks & credit unions in the United Kingdom. Nationwide grew fastest over the last year, ahead of Bank of Scotland and Lloyds Bank.

Rankings come from real card and bank transactions across a panel of 130M+ US and EU consumers. We publish relative growth and rankings, never revenue figures. About the data

Tracked chains
81
Tracked stores
238
Consumer panel
130M+

Growth ranking

Fastest-growing tracked banks & credit unions

Ranked by year-over-year growth of share of tracked local spend. Arrows show movement in the rankings since last year. Each dot in the chart is one tracked chain: bigger market position to the right, faster growth higher up, more tracked stores in a bigger dot. Colors match the store map below. Nationwide and Bank of Scotland sit in the high-growth half.

# Chain YoY growth
RankChainRank movementYoY growth
1 N Nationwide logo Nationwide ▲1 +18.3%
2 B Bank of Scotland logo Bank of Scotland - +12.1%
3 L Lloyds Bank logo Lloyds Bank - +11.8%
4 Y Yorkshire Bank ▼1 -8.9%
5 H HSBC UK logo HSBC UK - -12.0%
6 H Halifax logo Halifax - -25.0%
7 T TSB Bank logo TSB Bank - -49.8%
8 B Barclays Bank logo Barclays Bank - -86.1%
  • Halifax
  • Coventry Building Society
  • Skipton Building Society
  • Revolut
  • Nationwide
  • Yorkshire Bank
  • Monzo
  • Other tracked chains

Store footprint

Store map

238 tracked store locations in the United Kingdom. The 7 largest tracked chains are highlighted.

  • Halifax (89)
  • Coventry Building Society (13)
  • Skipton Building Society (1)
  • Revolut (1)
  • Nationwide (12)
  • Yorkshire Bank (3)
  • Monzo (1)
  • Other tracked chains

Top tracked chains by store count

  • 1 H Halifax logo Halifax 89
  • 2 L Lloyds Bank logo Lloyds Bank 17
  • 3 C Coventry Building Society logo Coventry Building Society 13
  • 4 N Nationwide logo Nationwide 12
  • 5 H HSBC UK logo HSBC UK 7
  • 6 T TSB Bank logo TSB Bank 5
  • 7 S Santander logo Santander 4
  • 8 B Barclays Bank logo Barclays Bank 3
  • 9 M Metro Bank logo Metro Bank 3
  • 10 B Bank of Scotland logo Bank of Scotland 3
  • 11 Y Yorkshire Bank 3
  • 12 U Ulster Bank logo Ulster Bank 2
  • 13 C Computershare logo Computershare 2
  • 14 C Coutts 2
  • 15 B Bank of Ireland logo Bank of Ireland 2
  • 16 T Turkish Bank 2
  • 17 V Virgin Money logo Virgin Money 2
  • 18 S Standard Chartered Bank logo Standard Chartered Bank 2
  • 19 B Bank of America ATM logo Bank of America ATM 2
  • 20 R Royal Bank of Scotland logo Royal Bank of Scotland 2
  • 21 D Danske Bank 1
  • 22 J Jodrell Bank Discovery Centre 1
  • 23 B Bank of China (Hong Kong) 1
  • 24 C Crackley Bank 1
  • 25 5 5 Canada Square 1
  • 26 S Skipton Building Society logo Skipton Building Society 1
  • 27 C Capital One logo Capital One 1
  • 28 C Cranhill Credit Union 1
  • 29 W West Brom Building Society logo West Brom Building Society 1
  • 30 L LBG Citymark 1
  • 31 U UBS Financial Services Inc. logo UBS Financial Services Inc. 1
  • 32 V Valleys Finance 1
  • 33 T The Avenues 1
  • 34 T Thames Bank 1
  • 35 I Ivetsey Bank 1
  • 36 B Bank of New York Mellon logo Bank of New York Mellon 1
  • 37 C Clydesdale Bank logo Clydesdale Bank 1
  • 38 S State Street Global Advisors 1
  • 39 C Cheltenham & Gloucester 1
  • 40 W Windybank 1
  • 41 C Community Bank logo Community Bank 1
  • 42 N Northern Trust logo Northern Trust 1
  • 43 C Community First 1
  • 44 S State Street Bank & Trust Co logo State Street Bank & Trust Co 1
  • 45 B Bank of China 1
  • 46 F First Direct logo First Direct 1
  • 47 B Bank of America logo Bank of America 1
  • 48 R Royal Bank of Canada logo Royal Bank of Canada 1
  • 49 W Wells Fargo logo Wells Fargo 1
  • 50 M Merrill Lynch Wealth Management logo Merrill Lynch Wealth Management 1

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