Trends · data through September 2026

Banks & Credit Unions in Maryland

Iceflower tracks 111 stores from 54 banks & credit unions in Maryland. Educational Systems Federal Credit Union grew fastest over the last year, ahead of First United Bank & Trust and Shore United Bank.

Rankings come from real card and bank transactions across a panel of 130M+ US and EU consumers. We publish relative growth and rankings, never revenue figures. About the data

Tracked chains
54
Tracked stores
111
Consumer panel
130M+

Growth ranking

Fastest-growing tracked banks & credit unions

Ranked by year-over-year growth of share of tracked local spend. Arrows show movement in the rankings since last year. Each dot in the chart is one tracked chain: bigger market position to the right, faster growth higher up, more tracked stores in a bigger dot. Colors match the store map below. Educational Systems Federal Credit Union and First United Bank & Trust sit in the high-growth half.

# Chain YoY growth
RankChainRank movementYoY growth
1 E Educational Systems Federal Credit Union logo Educational Systems Federal Credit Union ▲1 +17.4%
2 F First United Bank & Trust ▲1 +7.7%
3 S Shore United Bank logo Shore United Bank ▲1 -0.8%
4 M M&T Bank logo M&T Bank - -38.4%
5 C Citizens Bank logo Citizens Bank ▼2 -38.6%
6 B Bank of America ATM logo Bank of America ATM ▼1 -53.5%
7 B Bank of America logo Bank of America - -64.7%
  • Cedar Point Federal Credit Union
  • Bank of America
  • Educational Systems Federal Credit Union
  • Navy Federal Credit Union
  • WEPCO Federal Credit Union
  • Chessie Federal Credit Union
  • Andrews Federal Credit Union
  • Other tracked chains

Store footprint

Store map

111 tracked store locations in Maryland. The 7 largest tracked chains are highlighted.

  • Cedar Point Federal Credit Union (4)
  • Bank of America (5)
  • Educational Systems Federal Credit Union (6)
  • Navy Federal Credit Union (8)
  • WEPCO Federal Credit Union (1)
  • Chessie Federal Credit Union (2)
  • Andrews Federal Credit Union (3)
  • Other tracked chains

Top tracked chains by store count

  • 1 B Bank of America ATM logo Bank of America ATM 11
  • 2 N Navy Federal Credit Union logo Navy Federal Credit Union 8
  • 3 E Educational Systems Federal Credit Union logo Educational Systems Federal Credit Union 6
  • 4 B Bank of America logo Bank of America 5
  • 5 M M&T Bank logo M&T Bank 5
  • 6 C Cedar Point Federal Credit Union logo Cedar Point Federal Credit Union 4
  • 7 S State Employees Credit Union 4
  • 8 A Andrews Federal Credit Union logo Andrews Federal Credit Union 3
  • 9 C Citizens Bank logo Citizens Bank 3
  • 10 S Shore United Bank logo Shore United Bank 3
  • 11 F First United Bank & Trust 3
  • 12 O Old Line Bank 3
  • 13 T Taylor Bank 2
  • 14 T The Peoples Bank 2
  • 15 T Tower Federal Credit Union logo Tower Federal Credit Union 2
  • 16 M Middletown Valley Bank 2
  • 17 Q Queenstown Bank 2
  • 18 F Fulton Bank logo Fulton Bank 2
  • 19 C Capital One logo Capital One 2
  • 20 A APL Federal Credit Union logo APL Federal Credit Union 2
  • 21 C Chase logo Chase 2
  • 22 C Chessie Federal Credit Union 2
  • 23 P Patriot Federal Credit Union logo Patriot Federal Credit Union 2
  • 24 W WEPCO Federal Credit Union 1
  • 25 C Community Bank of the Chesapeake 1
  • 26 T TD Bank logo TD Bank 1
  • 27 B Bay Vanguard Bank 1
  • 28 F FedChoice Federal Credit Union logo FedChoice Federal Credit Union 1
  • 29 F Farmers Bank of Willards 1
  • 30 R Rosedale Federal Savings & Loan Association 1
  • 31 M MECU Credit Union logo MECU Credit Union 1
  • 32 C Chesapeake Bank & Trust 1
  • 33 S Sandy Spring Bank logo Sandy Spring Bank 1
  • 34 F First United Bank logo First United Bank 1
  • 35 S Shore Bank 1
  • 36 C Columbia Bank 1
  • 37 C Capital Bank 1
  • 38 O Orrstown Bank 1
  • 39 A ACT 1st Federal Credit Union 1
  • 40 F Frederick County Bank 1
  • 41 N Northwest Federal Credit Union logo Northwest Federal Credit Union 1
  • 42 F First Peoples 1
  • 43 P Police Federal Credit Union 1
  • 44 L Library of Congress Federal Credit Union 1
  • 45 P Point Breeze Credit Union logo Point Breeze Credit Union 1
  • 46 P Prince George's Community Federal Credit Union 1
  • 47 N Nymeo Federal Credit Union 1
  • 48 M Market USA Federal Credit Union 1
  • 49 C Carroll Community Bank 1
  • 50 S Securityplus Federal Credit Union 1

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